Medical needs, travel, wedding expenses, or consolidating existing debt — we help salaried professionals (and select self-employed applicants) compare unsecured loan options across our lender network.
Rates, loan amount and tenure depend on the lender and your profile — no instant/guaranteed approval is promised.
Takes under a minute. No documents needed right now.
No collateral required.
Relative to secured loan products.
Across our 260+ lender network.
No hidden charges, no false promises.
Personal loans are typically best suited to salaried applicants with a stable income; some self-employed applicants may also be eligible depending on the lender's policy.
This is a general framework — we do not promise instant or guaranteed approval for any applicant.
Final checklist confirmed with you once a lender is shortlisted for your case.
Tell us your loan need and employment details.
We assess your profile against lender criteria.
We identify a suitable lender.
We support you through to funds in hand.
Compare options instead of applying to one bank blind.
Honest guidance, no hidden charges.
We won't promise 'instant approval for everyone.'
On-ground, reachable team.
We compare suitable options for your case instead of relying on a single lender.
*260+ lender network is Rathi Finance's existing business claim. Actual lender availability for any specific case depends on product, borrower profile and geography.
Enter your own assumed loan amount, tenure and interest rate to estimate an EMI. This does not reflect Rathi Finance's or any specific lender's actual offer.
This is a generic mathematical estimate (standard reducing-balance EMI formula) based on the numbers you enter — it is NOT an offer, quote, or guarantee from Rathi Finance or any lender. Actual rate, tenure and eligibility are decided by the lender.
A thin credit file or a previous decline doesn't always mean 'no' everywhere — we review cases across our lender network.
We review each case on its merits across our lender network — we do not guarantee approval, and no case is promised a 100% outcome.
Discuss a Challenge Case →Some lenders consider self-employed applicants — eligibility varies; we'll assess your specific situation.
This depends on income, obligations and the matched lender's policy — we don't quote a figure until your profile is reviewed.
Yes, credit history is one factor lenders consider alongside income and existing obligations.
Timelines vary by lender and how quickly documents are submitted — we avoid promising a fixed number of days upfront.
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