If you already have a Home Loan, LAP or Business Loan running elsewhere, we help you assess whether switching lenders could work in your favour — and manage the process if it does.
Potential savings depend on your existing loan, the new lender's terms, applicable fees and your eligibility — a transfer is not guaranteed to reduce your EMI or interest.
Takes under a minute. No documents needed right now.
If a better-fit lender is available for your profile.
Instead of guessing which lender to approach.
May be available alongside a transfer — confirmed case by case.
We tell you if a transfer doesn't make sense for you.
If your current EMI feels high, or you suspect better terms may be available elsewhere, we assess your existing loan and explore whether a transfer is genuinely worthwhile — not just possible.
Exact criteria depend on both your existing lender and the new lender being considered.
Final checklist confirmed with you once a lender is shortlisted for your case.
Tell us about your current loan and lender.
We review your existing terms against potential alternatives.
We identify whether a genuinely better-fit lender exists.
If it makes sense, we manage the switch process.
We won't push a transfer that doesn't genuinely benefit you.
Across our 260+ lender network.
We handle the paperwork on both sides.
On-ground understanding of local lender processes.
We compare suitable options for your case instead of relying on a single lender.
*260+ lender network is Rathi Finance's existing business claim. Actual lender availability for any specific case depends on product, borrower profile and geography.
Moving your existing loan to a new lender, typically to seek better terms — it involves the new lender paying off your existing loan and taking over the obligation.
No — potential savings depend on your existing loan, the new lender's terms, applicable fees and your eligibility. We assess this honestly rather than assuming it will help.
This depends on both your existing and new lender's policies — confirmed once specific lenders are being compared for your case.
Sometimes possible depending on the lender and your eligibility — confirmed case by case, not guaranteed.
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