Share your requirement with us. We'll understand your profile and explore suitable finance options based on lender eligibility — no judgement, no pressure.
We evaluate each case individually and explore suitable lender options — approval is never guaranteed and depends entirely on the lender's own policy and assessment.
Scroll to the form below, or WhatsApp us directly — either way, a real person reviews your case, not an algorithm.
Go to the Case Form ↓A previous application was declined by another bank or NBFC.
Irregular income, multiple income sources, or a non-standard employment pattern.
You have a residential or commercial property but the case needs careful assessment.
Newer business, thin credit file, or a non-standard business profile.
An existing loan situation that isn't straightforward to transfer.
Missing or non-standard documentation that needs a closer look.
These are general, educational factors lenders commonly consider — not a diagnosis of your specific case, and not underwriting advice.
We start with a conversation, not a form — tell us what happened.
We look at income, obligations, property and documentation together.
We consider options across our 260+ lender network based on your specific situation.
We help present your case clearly to the shortlisted lender(s).
We follow up and keep you informed as the case progresses.
Takes under two minutes. No documents needed right now.
Our team reviews every submission personally.
Submit your own case directly using the form above — takes under two minutes.
Submit My CaseSubmitting on behalf of a client? Register as a partner first, then bring us the case.
Submit a Challenge Case →*260+ lender network is Rathi Finance's existing business claim. Actual lender availability for any specific case depends on product, borrower profile and geography.
We can review your case and explore whether a different lender's eligibility criteria might be a better fit — we cannot guarantee a different outcome, but many rejections are lender-specific rather than universal.
Yes — this page exists specifically for non-standard income, property, or business profiles. We assess each case individually.
Yes, including residential and commercial LAP cases — see our LAP / Mortgage Loan page for more detail.
Just the short form below — name, mobile, city, loan type, approximate requirement and a brief description of the challenge. No PAN, Aadhaar, ITR or bank statements at this stage.
No. Final approval depends on the lender's policies, eligibility, credit assessment and documentation. We evaluate your case and explore suitable options — we do not and cannot guarantee any outcome.
Our team reviews your profile and requirement, then considers which lenders in our network are likely to have a realistic fit, based on publicly known and previously observed eligibility patterns — not a formal underwriting decision, which only the lender can make.
Yes — partners can submit challenge cases for their clients. See the partner path below or visit our Become a Partner page.
Our team reviews your submission and reaches out via call/WhatsApp to understand the case in more detail before suggesting next steps.
WhatsApp us — sahi guidance, bina kisi charge ke.
💬 WhatsApp Us Discuss Your Case